Heath Ritenour, CEO of IOA

Anyone who has looked at their business or personal insurance statement recently knows that insurance rates fluctuate. Those who have asked their agent or broker about an increase may have gotten a quick answer that there have been a lot of claims this year or that it’s a capacity issue. While those factors certainly enter into the equation, Heath Ritenour, CEO of Insurance Office of America, is quick to point out that claims and capacity are just a part of the complex set of components that drive insurance prices upward.

Ritenour explains the multiple factors that determine when insurance rates…


Although Heath Ritenour had chosen the theme for his message to Insurance Office of America (IOA) months in advance, he had no idea how true that theme would feel to him. Just one week before the event, he’d been declared free from cancer. Nine months earlier, he had no idea what was in store for him when he got the diagnosis. What he couldn’t expect was that he would be a changed man from his experience-changed for the better. In fighting cancer , Heath Ritenour discovered there was more to freedom than he’d realized.

Heath Ritenour’s Journey

January 11th was Heath Ritenour’s first…


Legacy businesses, essentially, entail creating a successful blueprint that is worth being passed to the next generation and preserved. There are a lot of businesses that are started by fathers who pass them down to sons. However, only few are as large, successful and interesting as the story of John and Heath Ritenour, and Insurance Office of America (IOA).

The company was started over 30 years ago by John Ritenour and the path to legacy business status took a number of unexpected turns. Throughout the years, IOA grew steadily. …


( Newswire.net — March 11, 2021) —

Construction insurance continues to change, adapting to a shifting world. After 2020, there were concerns beyond climate change that impacted work sites all over the US. This has caused destruction to sites themselves in some cases, as well as delays, increased risk and shortages of supplies.

Throughout the year, job sites had to navigate pandemic concerns and risks, as well as the rising number of severe storms. The US was hit hard, with over 57,000 wildfires that burned nearly 10.3 million acres. …


At its core, insurance is all about anticipating, preparing for, and covering risks. Insurance Office of America has been finding ways to cover those risks with a customer-centric approach within a myriad of industries. For over a decade, the company has fulfilled a supporting role for sports teams by providing customized coverage and partnership. This enormous segment of the company that partners with athletes has flourished as a result of IOA’s commitment to personalized care. To date, the IOA Sports Partners division continues to produce valuable partnerships.

Heath Ritenour became the CEO of Insurance Office of America (IOA) in 2008…


Some people feel they are born to lead, while others almost accidentally fall into that realization. Though Heath Ritenour loved being a leader in the world of sports, he never saw himself at the helm of a company. He certainly never thought he would take on the leadership position of a national insurance company. Battling cancer in the midst of his professional height wasn’t in “the plan”, either. However, as Heath soon learned, an open mind is the best roadmap to success professionally, and personally.

A Family Legacy, And A Humble Beginning

Heath’s father, John Ritenour, had built a successful insurance company from the ground up. Growing…


In the realm of business leadership, there are many CEO’s, entrepreneurs, thought leaders, and innovators ready to grow businesses at all stages. While some follow traditional strategies based primarily on metrics, others lead intuitively, focusing on organic growth, people, and infrastructure. Heath Ritenour, CEO, and Chairman of Insurance Office of America is a prime example of intuitive and innovative leadership in action.

At the helm of a company that has expertly navigated many changes over thirty plus years in existence, Heath Ritenour leads by example. …


After major surgery and a nine-week chemotherapy regimen, Heath Ritenour saw the learning opportunity his ailments presented to him. Now, he’s cancer-free and continues to provide his employees “freedom from the corporate nonsense.”

One month after his latest perfect physical, 39-year-old Heath Ritenour suddenly faced major surgery and an aggressive nine-week chemotherapy regimen. “Halfway through my treatment, I was angry and miserable because I had no control over anything,” he recalls. “I was broken and empty.”

But his faith-and epiphanies during conversations with his 8-year-old son and two fellow cancer patients-turned fear to gratitude: “I started seeing an opportunity for…

Heath Ritenour

Heath Ritenour is the CEO and Chairman of Insurance Office of America (IOA).

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